FIND YOUR ADVISOR
HerMoney has teamed up with SEC-registered referral service Wealthramp to help women invest with independence. The inspiration for this partnership? You!
For years our readers have been asking for the inside scoop on finding a financial advisor. So we’re now teaming up with Wealthramp, a female-founded company that’s democratizing access to top independent fee-only advisors.
Wealthramp takes the stress out of finding the right advisor by unlocking your access to the nation’s largest independent fiduciary advisory network, personally curated and managed by Pam Krueger, co-host of PBS’ MoneyTrack series. By expertly vetting the credentials and fee structures of all advisors on the Wealthramp network, they share in our mission of educating women about the relationships we want with money and with those who help us manage it.
Listen to Jean and Pam talk about the new partnership
WHO IS WEALTHRAMP?
Wealthramp is a referral service that connects consumers with rigorously vetted and qualified fee-only financial advisors. There are no hidden costs and no hidden agendas. Financial advisors are closely and individually vetted to meet the highest competency and ethical standards. Pricing models are independently benchmarked and are completely transparent. There are never undisclosed incentives or sales pitches for insurance or investment products. All financial advisors on the Wealthramp network are legally held to the fiduciary standard and have a binding obligation to put your financial interests first.
I work full time. I have student loan debt and I’m just starting to invest in my 401K. I want to get my financial life started on the right track, and need to establish financial goals and good money habits that I can stick to.
CFP® - MARKET STREET ADVISORS
Anna is already thinking the right way. We’re now developing a plan around her immediate and longer term goals so she can both pay off her debt and build a cash reserve plus start investing for her future.
I own a small ecommerce business, and I’m working towards a FIRE goal by 35; I need a roadmap that gets me there.
AIFA®, CPFA® - Searcy Financial
Nicole is exactly the kind of person we love to help. At 35, it’s all about mapping out the path ahead, managing and avoiding debt that can hold you back, and planning for those dreams she wants to fund.
Liz & Sean
We’ve only been married a year but we both care about improving our financial literacy. We also need counseling to help each of us understand how we may think differently about spending and saving as a couple.
CFP® AIF®- RADIAL WEALTH
Helping clients to get on the same page is truly rewarding-- especially when they are younger couples. The fact Liz and Sean want to be able to come to an agreement about how to budget without feeling deprived, set goals for savings, and develop strategies for investing is a sign they can work together on their finances. I can help them deal with these issues right now. This is what will set this couple up for financial success. It will also help them talk through and gain respect for the other’s point of view.
Jan & Steve
We’re newlyweds ready to buy our first home, but also focused on saving and investing both inside and outside of our retirement plans.
CFA®, CFP®, AIF® - Brighton Financial Planning
It can feel like a real balancing act with priorities. Buying a first home with enough money down is a big deal. At the same time, to continue saving for retirement. We can make sure Jan and Steve can do both and remind them, this is a marathon not a sprint.
My primary goals are paying off student debt, maxing out my retirement savings, and making sure I have emergency savings.
CFP® - MARKET STREET ADVISORS
I love working with people who are Rachel’s age. There’s so much time to get a solid roadmap in place, and to gain confidence about investing by getting education. It’s small steps that lead to big results over time. As the real experts know… success comes from time in the market, not timing the market. Perhaps Rachel’s biggest asset is having plenty of time.
I use the Stash and Acorns apps, and I have a Fidelity Go RIA and a 401k from a former employer. I was extremely late to the investing and savings games and I’m concerned that I won’t have enough money saved for retirement. Help!
CFP® NEXGEN FINANCIAL PLANNING
Jenn is already ahead of the game by being proactive. She has time on her side. It’s one of the biggest worries our mid-career clients express when they come to us. I advise taking a complete inventory of what she has right now, and then start building a solid financial plan to achieve the goals she’s set for herself. Also know that I’m a fan of digital tools to promote saving and smart investing. There are several apps that I like and Acorns is one. I also like YNAB,an app that teaches you how (and why) to budget. What apps can’t do is provide personalized financial planning. I have several clients just like Jenn who want more than a robo experience. I believe Jenn can have both. The most important thing is she is taking that first step to get on-track right now.
Im brand new to investing and don’t know much. Is it too late to start saving for retirement? I’m looking for someone to start me in the right direction with a long term plan.
CFP®, EA - ROOTED FINANCIAL PLANNING
There are a lot of ways Kisah can jumpstart and grow her retirement savings-- and we can start right now. We’ll also start by discussing how investments actually work so Kisha gains knowledge that will inspire confidence in her own ability to make good decisions. Kisha can start thinking like an investor today. Kisha...it’s time to make a plan.
I have very little knowledge of financial services. I’m trying hard to learn through Jeans podcasts. I need help with daily & lifetime financial planning.
CFP® Conklin Financial Planning
Great to see that you’re interested in learning! You might benefit from working with a financial planner on an hourly or project basis, to create both an annual budget and a longer term financial plan to jump start your financial literacy, and give you a road map to follow.. You might be surprised to learn how much you can accomplish when you set guidelines and expectations.
I want a yearly analysis of progress towards retirement and college savings.
CFP® - WALLER FINANCIAL COACHING
Building a financial plan and then revising that plan and updating it every year with a certified financial planner is a good way to keep you on the right path, especially if you didn’t have any major life changes during the year.
I want to leave my accounts at the brokerage, but looking for someone to advise on planning & investing for retirement.
CFP®, RICP®, Brighton Financial Planning
Nancy should know that the best financial planning can and should be independent of where your investments are held. This is especially important in situations where asset management is not needed or when financial incentives are otherwise in direct conflict with the optimal advice. Top financial planners understand this and have already incorporated pricing models that don’t rely on gathering your assets. This is just how we roll!
I use a broker to manage my Self-Employed Retirement Plan (SEP), but feel like I’m behind in retirement savings. I’d like someone to look at my entire picture.
Joss Brown Wealth Advisors
You don’t have to use your financial advisor to manage your retirement assets, although most advisors will audit those investments for overall strategy and fees. In any case, a certified financial planner will help you develop a plan that includes your entire financial picture - whether they managed the assets or not.
I’m the primary earner in the household, and I’d like to have the financial confidence to retire. My husband & I have different attitudes about money, I want to work with an advisor who has the right knowledge and experience, who also understands the emotions involved.
CFP®, CDFA, CPA - CARNEGIE WEALTH COUNSEL
Susan is asking a great question. I love working with clients who understand that emotions matter, and I respect these issues. These critical questions have to be discussed honestly and openly in order to arrive at the plan they can both live and execute the right investment strategy.
I’m at a crossroads; planning to retire in 2021 at 70 years old. I have some investing knowledge, but I dont have time to manage my own money. I’m curious & interested about how I could work with an advisor.
Lea Anne Knight
CFP® - BETTER MONEY DECISIONS
The best outcome always comes from a collaboration with an investor who is interested in educating you, the client. Not a sales pitch and no lectures with complicated charts and graphs. The most successful financial and investing plans require engagement… so lean into the process and you’ll know we’re here to educate.
Ive never worked with an advisor. I’m retiring soon, and I want to protect my wealth. I’m interested in exploring working with advisor with expertise in retirement preparation.
CPA, CFP® BUCKINGHAM ASSET MANAGEMENT
Kudos to Ellen! Ellen’s done all the hard work already. Now she owes it to herself to explore how a relationship with a fiduciary advisor (not a salesperson) will help her accomplish her goals. I can help Ellen by listening to what she feels she’s been doing well, and determine if she’s on the right path. She may not even need an advisor as she may be perfectly positioned to manage her investments using free online tools. Alos, keeping it simple: there is mountains of evidence showing that simpler, lower cost investments have outperformed more complex/costlier investment portfolios. The stakes are very high here for Ellen. She owes it to herself to fully explore all the options for managing, protecting and investing her money. We will sit down and take an unbiased look and then figure out her best course. She won’t get that from her bank or a brokerage firm.
INVEST WITH INDEPENDENCE: FIND YOUR FINANCIAL ADVISOR NOW
All you need to do is answer a short series of questions that will identify your investing priorities and preferences. You’re then immediately matched with up to three independent financial experts that best fit your preferences.
Start the conversation on your terms. When you’re ready, use the Request a Phone Call button or Message Box to schedule a virtual or face-to-face meeting. Only you can initiate a conversation; your advisor referrals can’t contact you first. Your initial conversation is always free, and you’re under absolutely no obligation to hire any professional.
HerMoney and Wealthramp are separate and unaffiliated entities. Wealthramp is a registered investment adviser with the SEC, that connects consumers to rigorously vetted, best fit, fee-only Registered Investment Advisers based on individual goals and preferences. HerMoney produces, provides and publishes general educational and information content for its users and subscribers that is not tailored or directed to any specific person; is not intended to convey investment advice or recommendations; and is not intended as any endorsement or testimonial about any registered investment advisor or other financial services provider referenced on this website. HerMoney is not a registered broker-dealer or a registered investment adviser, and does not provide any investment advice.