HerMoney Staff

This is an image of a mother and teen daughter walking outside and smiling.

Ask Jean: “What happens to my daughter’s custodial Roth IRA when she turns 18?”

This is a close up of a woman holding an iPhone in front of a pink background.

Ask Jean: “I see Apple is launching a new option for leasing iPhones. Does it make sense financially?”

This is a close up of a woman holding several credit cards.

Ask Jean: “I got in over my head with credit card debt and paid it off. I’m not using my cards anymore. Should I close them?”

This is an image of a blue home at dusk with the lights on

Ask Jean: “What’s the difference between home insurance and a home warranty?”

weird ways to make money

7 Weird Ways to Make Money

This is an image of a mother and two young girls standing at a lemonade stand with a sign that reads, "open."

Ask Jean: “My 8-Year-Old Wants To Open A Business. How Can I Encourage Her Entrepreneurial Spirit?”

This is an image of a woman sitting at a desk. She's wearing a light purple top, and holding a pencil to her chin, thinking.

Ask Jean: “What do you do when your dream job doesn’t come with your dream salary?”

This is an image of a tablet on a table, with a "Join Us" image on it.

Ask Jean: “My Contacts Were Hit With A Fake Evite From Me. How Do I Protect Myself?”

This is an image of a Black woman sitting at a table. Her hand is on her forehead, and she appears stressed.

Ask Jean: “I’m separated from my husband and not yet divorced. He’s running up debt – am I going to be responsible for it?”

This is an image of an adult daughter and mother standing together and looking out a window. Their heads are together and they are both smiling.

Financial Planning

Ask Jean: “My Mom’s Dementia Is Advancing — How Can I Best Organize Her Finances?”

This is an image of three young women sitting on the grass at their college campus. They are smiling and there are notebooks/books on the lawn in front of them.

Ask Jean: “How Do I Find The Best 529 Plan?”

This is an image of five young girls sitting around a table at an outdoor birthday party.

Ask Jean: “How Much Should I Spend On A Birthday Party For My Daughter?”

This is an image of a woman sitting in her kitchen at a table looking at her laptop. Her head is in her hands and she appears stressed.

Ask Jean: “How can I consolidate $20K in high APR credit card debt without hurting my credit score?”

This is an image of a woman in a yellow jacket, sitting at a desk with a computer in front of her and a credit card in hand.

Ask Jean: “Nothing for me has changed financially – so why did my credit score decrease?”

This is an image of a Black woman with short hair, sitting at a computer online banking.

Ask Jean: “How Do I Find A Good High-Yield Savings Account?”

This is an image of a woman putting change into a jar.

Ask Jean: “What’s a sinking fund?”

This is an image of a white phone on a blue/pink background.

Ask Jean: “Do I really need device insurance on my family cell phone plan?”

This is a close up image of handbags, all varying in color.

Ask Jean: “Should I Buy Used Luxury Items?”

This is an image of a woman sitting at a desk, looking through a pile of paperwork.

Ask Jean: “It’s been 15 years since I got divorced. Can I get rid of the paperwork?”

This is an image of a woman holding a jar, with money in it, that's labeled "college."

Ask Jean: “How do I figure out a good savings goal for my children’s college accounts?”